Credit Scores can be confusing and are often shrouded in mystery. Not knowing or understanding your credit score can cause you to pay higher interest rates on loans. Taking the time to learn how your credit score is figured and what steps you can take to improve it can have a huge payoff. Just imagine, what if you got a 1% lower interest rate on your mortgage loan? That could cost hundreds of thousands of dollars. Take time today to find out what your credit score is, and if needed, start taking steps to improve it now.