Between the added cost of being single and the lagging earnings of women in workplace, the capacity for single ladies to set aside savings is severely restricted compared to their male and coupled counterparts. Yes, we need to advocate for economic and social systems that are better designed to meet the needs of single women – after all, there are now more unmarried women than married women over the age of 18 in America. But while we advocate for those changes, let’s also be sure to advocate for ourselves by cultivating additional income streams, increasing our earnings capacity and fostering our financial independence. With comparatively fewer financial resources and higher living costs, cultivating additional income streams can help single women set aside more substantial savings sooner. And the earlier we single ladies start saving and investing, the more time we give our money to grow, and the more financial security we build up.